First Responders Life Insurance Coverage
I am dedicated to working with First Responders to make sure your families have financial security if you don't make it home your shift. I can't replace a loved one, but I can make sure your family will be financially ok. Unfortunately, we have said good bye to way too many colleagues over the years. You guys show up in someone else's time of need and we are happy to support YOU and your family in a time of need.
You have a high risk job and we want to make sure you are covered. Your legacy will live on.
As the wife and daughter of a first responder, I understand the importance of life insurance. My father was diagnosed with an occupational-related disease after retirement. He passed away with minimal life insurance coverage from the department. Fortunately, he had a separate supplemental policy in place. His name has been placed on the Fallen Firefighter's Wall in Colorado Springs.
I have also witnessed first responders who do not qualify later in their career, due to occupational-related medical issues. Owning a policy outside of the department (that you can get early and take with you when you retire) is very important.
Do you OWN a seperate policy outside of your job?
If you didn't make it home from your shift tomorrow, how would it financially impact your family? How long would your family be able to stay in your home for without causing a financial strain? Can they cover the mortgage and day to day expenses left behind without your income? There is a first responder life insurance program that will protect your family.
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Maryland State Firemen's Convention
First Responder's Life Insurance had the honor to donate proceeds from a raffle to The National Fallen Firefighter's Foundation to support families that have lost their loved ones. Making sure families are properly protected and giving back is what it's all about!
OUR SERVICES
Term Life Insurance
Term life insurance is considered the most affordable type of life insurance. Coverage is set for a fixed period of time. You choose, anywhere from 10 to 30 years, depending on your age and health. Many term life plans can be purchased without the need for a physical exam. We offer several term life options so that the coverage you select best matches your needs.
Index Universal Life Insurance
Index universal life insurance offers tax-deferred cash accumulation for retirement while maintaining a death benefit. You can borrow from your policy and pay yourself back. Infinite banking through a life insurance policy is a smart investing method.
Whole Life Insurance
Whole life insurance, also known as permanent life insurance, is a policy that will last a lifetime providing all premiums paid on time. With whole life insurance, you are securing a death benefit while also contributing to a cash accumulation. This can then be used to serve as an emergency fund.
Some of our top carriers:
Life Happens, we help you prepare for it.
301-471-9649
First Responder Life Insurance